FINANCING ALTERNATIVES

The University of Sinú Sectional Cartagena offers its students and parents the following financing alternatives for the legalization of their enrollment:

CREDIT WITH FINANCIAL INSTITUTIONS:

The university has an agreement with the following financial entities, specialists in educational credit, which offer direct advice in our facilities during the enrollment period, facilitating and speeding up the loan application and disbursement process:

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Students or applicants can pay their tuition through the different lines of credit managed by ICETEX. Among these we have traditional credit lines YOU CHOOSE, special credit lines, FUNDS and Alliances.
Remember that to make the request NO INTERMEDIARIES ARE REQUIRED, if you have doubts, consult the credit office of the university auxcreditoicetex@unisinucartagena.edu.co

Short Term Line of Credit

  • . Finance the 100% of your Professional, Technological and University Technicians enrollment.
  • You pay the 100% credit while you study
  • For all strata, it does not require Sisbén.
  • For students entering the first or second semester, a minimum score of 240 points is required in the saber tests, for students from the third semester onwards, a minimum average of 3.4 is required.
  • Learn more about credit and request it here 
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Medium Term Line of Credit

  • Finance the 100% of your Professional, Technological and University Technicians enrollment.
  • You pay the 30% of the amount financed while you study.
  • For all strata, it does not require Sisbén.
  • For students entering the first or second semester, a minimum score of 260 points is required in the saber tests, for students from the third semester onwards, a minimum average of 3.4 is required.
  • Learn more about credit and request it here 
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Long Term Line of Credit 

  • Finance the 100% of your Professional, Technological and University Technicians enrollment. You pay the 0% of the amount financed while you study.
  • Applies to strata 1, 2 or 3.
  • Requires the updated version of SISBEN in classification groups A, B to C7.
  • For students entering the first or second semester, a minimum score of 300 points is required in the saber tests, for students from the third semester onwards, a minimum average of 3.4 is required.
  • Learn more about credit and request it here 
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In addition to the traditional lines, ICETEX has special lines for populations in conditions of vulnerability. These lines have more flexible access requirements and payment conditions than traditional lines. You can consult each of them in the following links:

Postgraduate Line Country Medicine

  • You pay 100% of the value of the credit after you graduate.
  • Have a joint and several debtor accepted by ICETEX who will endorse and sign with the student the documents (Letter of Instructions and Promissory Note) that support the educational credit, when the line of credit to which it applies is Postgraduate Medicine in the Country with joint and several debtor.
  • Have favorable financial and credit history.
  • If as an applicant you have had or have a credit with ICETEX, you must have paid at least the 51% of the debt, be up to date with payments and continue to repay the obligation in accordance with the established payment plan.
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Country Postgraduate Line

  • You pay the 20% of the value of the credit while you study and the 80% after you graduate.
  • You can request it without a joint debtor or with a joint debtor accepted by ICETEX who will endorse and sign with the student the documents (Letter of Instructions and Promissory Note) that support the educational loan.
  • Have favorable financial and credit history.
  • If as an applicant you have had or have a credit with ICETEX, you must have paid at least the 51% of the debt, be up to date with payments and continue to repay the obligation in accordance with the established payment plan.
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Forgivable credits in which the District assumes 75% of the tuition value and the university the remaining 25%. Applies to students born in Cartagena and graduated from official schools in the city.

Line of Financing Talent in my territory

  • Aimed at the population of Buenaventura students who enter or are studying a program at a higher institution in agreement with Icetex.
  • You can choose within this line the payment method of 0%, 10% or 25%
  • Belong to stratum 1, 2 or 3.
  • Tests know 11 with a score equal to or greater than 210, and in the case of the indigenous population with a score equal to or greater than 200 points.
  • Grade point average: 3.4 equal or higher.
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short term credit

  • Minimum amount: loans from $700,000 and up to 24,000,000
  • Loans for Vacation, undergraduate, postgraduate, courses, continuing education and diplomas.
  • Term: 6, 12 and 24 months
  • Pre approval in 15 minutes without documents
  • Requirements for legalization: in case documentation is required, the client must attach it for the study. (not all credits ask for documents)
  • Required documentation: only if required
  • Response time: 3 business days after the client submits and signs all the required documentation.
  • Rate: 1.8 % NMV + FGA

long term credit

  • Minimum amount: we lend from $500,000 up to the client's payment capacity.
  • Loans for undergraduate, postgraduate, diploma, continuing education.
  • Term: 84 months
  • Pre approval in 15 minutes without documents
  • Requirements for legalization: The client must present documentation for the study.
  • Required documentation: Photocopy of CC
    • Employees: Labor letter, if you get paid payroll in Bancolombia you don't need documents
    • Independents and independent professionals: Bank statements and chamber of commerce, or income statement if declared.
    • Capital rentiers: Certificate of freedom and tradition and lease contracts or financial returns.
    • Carriers: vehicle ownership card and affiliation letters
    • Pensioners: last 3 payment stubs or pension resolution with the last stub.
  • Rate: 1.7% NMV

 

Within the communication mechanisms that we offer to maintain contact with students interested in financing:

 

    • Since the study and approval is totally virtual, we have decided to take the signatures of our clients at their homes or through our Bancolombia branches.
    • We can participate through Live, Webinar or conversations that are intended for students who want to finance.
    • WhatsApp link with the commercial line that interested students will attend
    • Advertising pieces which we annex to be used in social networks, we have classified them depending on the target group they want to impact: for students who have not yet decided to enroll (dropout), studies in general (generic), for postgraduate degrees (postgraduate) and for undergraduates (undergraduates).
    • We also send an advertising piece with the data of the permanent contact for the University.

EXECUTIVE INFORMATION:

Sandra Milena Figueroa Garcia

Phone: 3187855495

Email: sfiguero@bancolombia.com.co

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  • From $500,000
  • Terms up to 6 months

Rate and Fees 

  • Educational Credit (Renewals) 1,40% Nominal MV Up to 6 months
  • Fixed Rate Educational Loan (New) 1,60% Nominal MV Up to 6 months Fixed Rate

Requirements
The student does not necessarily have to be the holder of the credit, but must be a co-signer of the obligation.

CONTACT: Neisa Fontalvo – 3003176379 – Office: Bocagrande CC.La Mansión.

It is a direct payment alternative with the university, designed for those students who cannot access traditional financing options.
This type of Financing applies to undergraduate and graduate students, if you need to know the current conditions for this period, you should write to the email infocredito@unisinucartagena.edu.co

  • We are a FINTECH company that offers financial solutions with quality technology. Today our Fintra educational product is a leader in the digital market and we offer you the possibility of accessing it quickly, easily and simply.

B.benefits:

  • You access our credit with immediate approval by entering:  Click here
  • Legalization of Digital signatures, without going to our offices
  • Disbursement in 48 hours directly to the educational institution
  • Financing up to 100% of the value of the registration

 

  • Requirements:
    • Copy of ID extended to 150% and registration order (you upload the document to the page digitally)
    • Current registration order (you upload the document to the page digitally)
    • Age between 21 and 69 years.
  • Care channels:
    • Exclusive WhatsApp line 3233599999
    • Customer service line 018000939885
    • Going to our main page  fintra.co there is an online chat for immediate attention
    • Mail customerservice@fintra.co
    • Social networks, we are registered as @somosfintra

 

  • Any additional concerns you can contact by phone 3146510664

         Veronica Garcia Amaya – Head of Sales Email: ventas@fintra.co

The agreement with the Cooaceded cooperative is made, the request is made by means of a management check, it can be made for the 100% of the value of the registration. You must legalize your financial registration at the Registration office by presenting the following documentation at least two (2) days before the expiration date:

  • Original payment order.
  • Photocopy of the student's identity document
  • Photocopy of the identity document of the joint and several debtor.
  • Valid registration receipt
  • Fill out and sign (student and joint and several debtor) in the presence of the official of the Enrollment office, the link application and the direct credit promissory notes. In case of not being able to attend, these forms can be delivered by a third party as long as they are duly completed, signed and authenticated with biometric recognition, both by the student and by their joint and several debtor.
  • After 24 hours of delivery of the documentation, the student will be able to download from their Elysa platform the receipt for the balance to be paid and make the payment at the Banco de Occidente offices.
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